…… - Question about a card I received in the mail (2024)

FAQs

Why did I get a random debit card in the mail? ›

If you receive a debit/credit card that you didn't apply for from a bank that you don't bank with, call the card's bank immediately. The bank will be able to clarify why you received the card or tell you if it's a scam. Do NOT use the contact numbers provided in the mail with the card.

First, it's not a credit card. It is a prepaid debit card for a rebate that you apparently qualified for, or someone sent in for you. OfferWire sends rebates to consumers who have purchased, for example, cable, internet or phone services. Maybe you qualified for something like this and you don't remember.

Occasionally, a bank may issue a credit card in error. In such a case, you should direct the bank to close the account and remove any record of the account from your credit history. Receiving an unsolicited card also could mean that a third party has applied for the card after stealing your identity.

If you missed a delivery, or USPS has trouble delivering a package, they might ask you to choose a new delivery time. They will not ask for your address, credit card number, or other sensitive information.

Scammers open fake bank accounts in other people's names for many reasons, including to write bad checks, launder money and evade taxes. The best way to monitor your bank account history is to review your ChexSystems reports and credit reports.

Receiving an unsolicited card could mean: The bank issued the card in error. A third party has applied for the card after stealing your identity. It's a common scam, often referred to as “phishing,” to steal your account information.

About Government Payment Cards

Government Payment Cards are not linked to your bank account, and they are not credit cards. They are prepaid debit cards onto which a government agency loads funds directly and you can use them just like traditional debit cards.

If the IRS doesn't have direct deposit bank information for someone, their payment will be mailed to the address the IRS has on file. Some consumers received paper checks; others received these prepaid debit cards.

Prepaid fraud occurs when a fraudster uses stolen prepaid card information to make a purchase or buys a prepaid card with other stolen payment credentials. Prepaid cards are also a common method of payment used in financial scams.

In case you get a card you did not sign up for, you should contact the issuer and ask it to close the account. Don't use the card if you don't want to be held responsible for it. You should also put in a complaint about the issuer with the CFPB if you want to alert the authorities.

Why do I keep getting cards in the mail? ›

Credit card issuers routinely send attractive card offers to consumers with good to excellent credit. Therefore, when you receive these types of offers in your mailbox, it usually means credit card issuers believe you to be a good credit risk and want to do business with you.

Act as fast as possible. Contact the credit card company to close or freeze the fraudulent account, file reports with the FTC and local police, and dispute the account with the credit bureaus to ensure the activity does not impact your credit scores.

The simplest way is to input the tracking number on the courier's official website. If the number is legitimate, the site will show the parcel's progress. If not, the site will indicate that the number is invalid. Another method to authenticate a tracking number is by examining its format.

Your driver's license or state ID card

We do not currently accept any other forms of identification, such as passports and military IDs. You cannot verify your identity at the Post Office without a state-issued ID.

All mailable matter can be mailed as First-Class Mail. Some things MUST be mailed as First-Class Mail (or Priority Mail), including: Handwritten or typewritten material. Bills, statements of account or invoices, credit cards.

This is not a scam. The government is sending some people Economic Impact Payment Cards if they qualified for a stimulus payment and the IRS couldn't direct deposit the payment.

What are Government Payment Cards? They are prepaid debit cards provided by the government for disbursem*nt of government benefits (such as Unemployment Insurance, Child Support, and Temporary Assistance to Needy Families).

A financial institution may issue an unsolicited access device (such as the combination of a debit card and PIN) if the institution's ATM system has been programmed not to accept the access device until after the consumer requests and the institution validates the device.